particular schools, you want to get in there. >> finally forced savings for retirement. >> your home is really a piggie bank. it's not an atm, as we have learned, it's really not a 401(k), but it is an asset when you pay off your mortgage, you will accrue value over time. >> a mortgage can force you to have a nice place that's cheap and a little bundle at the end when you go to retire. >> best places to rent, top cities, new york, omaha, seattle, portland, san francisco. top cities to buy, indianapolis, a lotton, miami, fresno, san antonio.